:root{--blu:#0b3a66;--blu2:#12508a;--azz:#1fa3e0;--azz-l:#e8f6fd;--ara:#ff7a1a;--ara2:#e8630a;--txt:#1d2a36;--mut:#5a6b7b;--bg:#f5f8fb;--bd:#dde6ee;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--txt);background:#fff;line-height:1.65;font-size:17px}
a{color:var(--blu2)}a:hover{color:var(--azz)}
img,svg{max-width:100%}
.wrap{max-width:1180px;margin:0 auto;padding:0 18px}
.topbar{background:var(--blu);color:#cfe6f7;font-size:14px}
.topbar .wrap{display:flex;justify-content:space-between;gap:10px;padding-top:7px;padding-bottom:7px}
.topbar a{color:#fff;font-weight:700;text-decoration:none}
header.hd{background:#fff;border-bottom:1px solid var(--bd);position:sticky;top:0;z-index:50}
header.hd .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:74px}
.logo-svg{height:48px;width:auto;display:block}
nav.mn ul{list-style:none;margin:0;padding:0;display:flex;gap:4px;align-items:center}
nav.mn li{position:relative}
nav.mn a{display:block;padding:10px 12px;text-decoration:none;color:var(--txt);font-weight:600;font-size:15.5px;border-radius:8px}
nav.mn a:hover{background:var(--azz-l);color:var(--blu)}
nav.mn .sub{display:none;position:absolute;left:0;top:100%;background:#fff;border:1px solid var(--bd);border-radius:12px;box-shadow:0 12px 30px rgba(11,58,102,.12);min-width:290px;padding:8px;flex-direction:column;align-items:stretch}
nav.mn li:hover>.sub,nav.mn li:focus-within>.sub{display:flex}
nav.mn .sub a{font-weight:500;font-size:15px}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--ara);color:#fff!important;font-weight:800;text-decoration:none;padding:12px 20px;border-radius:999px;border:0;cursor:pointer;font-size:16px;box-shadow:0 6px 16px rgba(255,122,26,.3)}
.btn:hover{background:var(--ara2)}
.btn.sec{background:#fff;color:var(--blu)!important;border:2px solid var(--blu);box-shadow:none}
.btn .ico{width:20px;height:20px}
.hd-cta{white-space:nowrap}
.burger{display:none;background:none;border:0;padding:8px;cursor:pointer}
.burger span{display:block;width:26px;height:3px;background:var(--blu);margin:5px 0;border-radius:2px}
.hero{background:linear-gradient(135deg,#0b3a66 0%,#12508a 55%,#1b7fc0 100%);color:#fff;padding:48px 0 56px}
.hero .wrap{display:grid;grid-template-columns:1.25fr .9fr;gap:36px;align-items:start}
.hero h1{font-size:44px;line-height:1.12;margin:10px 0 14px;letter-spacing:-.5px}
.hero .kick{display:inline-block;background:rgba(255,255,255,.14);padding:6px 12px;border-radius:999px;font-size:14px;font-weight:700}
.hero p.lead{font-size:19px;color:#e3f1fb;max-width:640px}
.hero ul.chk{list-style:none;padding:0;margin:18px 0 24px;display:grid;grid-template-columns:1fr 1fr;gap:8px 16px}
.hero ul.chk li{display:flex;gap:8px;align-items:flex-start;font-weight:600}
.hero ul.chk .ico{width:22px;height:22px;color:#7fd3ff;flex:none;margin-top:2px}
.hero .btns{display:flex;gap:12px;flex-wrap:wrap}
.hero .btn.sec{background:transparent;color:#fff!important;border-color:#fff}
.hero-ill{width:100%;height:auto;border-radius:24px;margin-top:26px;box-shadow:0 20px 40px rgba(0,0,0,.25)}
.foto{margin:0 0 24px}.foto img{width:100%;height:auto;max-height:460px;object-fit:cover;object-position:50% 30%;border-radius:var(--r);display:block}
.foto figcaption{font-size:14px;color:var(--mut);margin-top:6px}
.hero-foto{margin-top:26px}.hero-foto img{max-height:360px;box-shadow:0 20px 40px rgba(0,0,0,.25)}.hero-foto figcaption{display:none}
.pagehero{background:linear-gradient(135deg,#0b3a66,#12508a);color:#fff;padding:34px 0 30px}
.pagehero h1{margin:6px 0 10px;font-size:36px;line-height:1.18}
.pagehero p{margin:0;color:#dcecf8;font-size:18px;max-width:820px}
.bc{font-size:14px;color:#a9cbe6}.bc a{color:#dcecf8;text-decoration:none}.bc a:hover{text-decoration:underline}
.form-box{background:#fff;color:var(--txt);border-radius:var(--r);padding:22px;box-shadow:0 18px 40px rgba(0,0,0,.18)}
.form-box h2,.form-box .ft{font-size:22px;margin:0 0 4px;color:var(--blu);font-weight:800}
.form-box p.s{margin:0 0 12px;color:var(--mut);font-size:15px}
.form-box label{display:block;font-size:14px;font-weight:700;margin:10px 0 4px}
.form-box input,.form-box textarea,.form-box select{width:100%;padding:11px 12px;border:1.5px solid var(--bd);border-radius:10px;font:inherit;font-size:16px;background:#fbfdff}
.form-box input:focus,.form-box textarea:focus{outline:none;border-color:var(--azz)}
.form-box textarea{min-height:92px;resize:vertical}
.form-box .priv{display:flex;gap:8px;align-items:flex-start;font-size:13px;font-weight:400;color:var(--mut)}
.form-box .priv input{width:auto;margin-top:4px}
.form-box .btn{width:100%;justify-content:center;margin-top:14px}
.form-box .or{text-align:center;font-size:14px;color:var(--mut);margin-top:10px}
.form-box .or a{font-weight:800;color:var(--blu)}
.hp{position:absolute!important;left:-9999px!important;height:0;overflow:hidden}
section.sec{padding:56px 0}
section.alt{background:var(--bg)}
.sec h2.t{font-size:32px;line-height:1.2;margin:0 0 10px;color:var(--blu);letter-spacing:-.3px}
.sec p.st{color:var(--mut);max-width:780px;margin:0 0 28px;font-size:18px}
.grid{display:grid;gap:18px}
.g4{grid-template-columns:repeat(4,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--bd);border-radius:var(--r);padding:22px;text-decoration:none;color:var(--txt);display:block;transition:.18s}
a.card:hover{border-color:var(--azz);box-shadow:0 12px 26px rgba(11,58,102,.1);transform:translateY(-2px);color:var(--txt)}
.card h3{margin:10px 0 6px;font-size:19px;color:var(--blu)}
.card p{margin:0;color:var(--mut);font-size:15.5px}
.card .ico{width:44px;height:44px;color:var(--azz);background:var(--azz-l);border-radius:12px;padding:8px}
.card .more{display:inline-block;margin-top:10px;font-weight:700;color:var(--ara2);font-size:15px}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.step{background:#fff;border-radius:var(--r);padding:22px;border:1px solid var(--bd);position:relative}
.step:before{counter-increment:s;content:counter(s);display:flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:50%;background:var(--ara);color:#fff;font-weight:800;margin-bottom:10px}
.step h3{margin:0 0 6px;font-size:18px;color:var(--blu)}.step p{margin:0;color:var(--mut);font-size:15.5px}
.band{background:var(--blu);color:#fff;padding:36px 0}
.band .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.band h2{margin:0;font-size:26px}.band p{margin:4px 0 0;color:#cfe6f7}
.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0}
.chips a,.chips span{display:inline-block;padding:7px 13px;border-radius:999px;background:#fff;border:1px solid var(--bd);text-decoration:none;font-size:15px;color:var(--blu);font-weight:600}
.chips a:hover{border-color:var(--azz);background:var(--azz-l)}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:40px;padding:40px 0 60px}
.layout aside .sticky{position:sticky;top:96px}
.layout aside .form-box{box-shadow:0 10px 30px rgba(11,58,102,.12);border:1px solid var(--bd)}
.side-card{margin-top:18px;background:var(--bg);border-radius:var(--r);padding:18px;border:1px solid var(--bd)}
.side-card h3{margin:0 0 8px;font-size:17px;color:var(--blu)}
.side-card ul{margin:0;padding-left:18px;font-size:15px}
.content h2{font-size:27px;line-height:1.25;color:var(--blu);margin:36px 0 12px}
.content h3{font-size:21px;color:var(--blu2);margin:26px 0 8px}
.content p.lead{font-size:19.5px;color:#23384c;border-left:4px solid var(--azz);padding:4px 0 4px 16px;margin-top:0}
.content ul,.content ol{padding-left:22px}.content li{margin:6px 0}
.content table{width:100%;border-collapse:collapse;margin:18px 0;font-size:15.5px;display:block;overflow-x:auto}
.content th,.content td{border:1px solid var(--bd);padding:10px 12px;text-align:left;vertical-align:top}
.content th{background:var(--azz-l);color:var(--blu)}
.content blockquote{margin:18px 0;padding:14px 18px;background:var(--bg);border-left:4px solid var(--ara);border-radius:0 10px 10px 0}
.content .cta-inline,.cta-box{background:#fff5ec;border:1px solid #ffd3b0;border-radius:var(--r);padding:16px 18px}
.answer{background:var(--azz-l);border:1px solid #bfe5f8;border-radius:var(--r);padding:18px 20px;margin:0 0 22px}
.answer strong.q{display:block;color:var(--blu);margin-bottom:4px}
.faq details{background:#fff;border:1px solid var(--bd);border-radius:12px;margin:10px 0;padding:0 18px}
.faq summary{cursor:pointer;font-weight:700;padding:15px 0;color:var(--blu);list-style:none;position:relative;padding-right:28px}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:0;top:12px;font-size:24px;color:var(--azz)}
.faq details[open] summary:after{content:"–"}
.faq details p{margin:0 0 16px;color:#34495c}
.meta{color:var(--mut);font-size:14.5px;margin-bottom:6px}
.pill{display:inline-block;background:var(--azz-l);color:var(--blu);font-weight:700;border-radius:999px;padding:3px 11px;font-size:13px;text-decoration:none}
.post-card .pill{margin-bottom:6px}
.zone-muni{margin:26px 0}
.zone-muni h2{margin-bottom:6px}
.zone-muni ul.chips{margin-top:10px}
footer.ft{background:#082b4c;color:#b9d2e6;padding:48px 0 0;font-size:15px}
footer.ft .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:28px}
footer.ft h3{color:#fff;font-size:16px;margin:0 0 10px}
footer.ft ul{list-style:none;padding:0;margin:0}footer.ft li{margin:5px 0}
footer.ft a{color:#d7e8f5;text-decoration:none}footer.ft a:hover{color:#fff;text-decoration:underline}
footer.ft .logo-w{background:#fff;border-radius:12px;padding:8px 10px;display:inline-block;margin-bottom:10px}
footer.ft .bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding:16px 0 90px;font-size:14px;text-align:center}
.mbar{display:none}
.notice{padding:14px 16px;border-radius:12px;margin-bottom:14px;font-weight:600}
.notice.ok{background:#e7f8ee;color:#16683a;border:1px solid #a8e2bf}.notice.ko{background:#fdecec;color:#9b1c1c;border:1px solid #f5b5b5}
@media (max-width:1040px){
nav.mn{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--bd);max-height:75vh;overflow:auto}
nav.mn.open{display:block}
nav.mn ul{flex-direction:column;align-items:stretch;padding:10px}
nav.mn .sub{display:flex;position:static;box-shadow:none;border:0;padding:0 0 0 14px;min-width:0}
.burger{display:block}
.hd-cta{display:none}
.hero .wrap,.layout{grid-template-columns:1fr}
.layout aside .sticky{position:static}
.g4,.steps{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(2,1fr)}
footer.ft .cols{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
body{font-size:16.5px}
.topbar .l{display:none}
.hero{padding:30px 0 36px}.hero h1{font-size:31px}.hero p.lead{font-size:17px}
.hero ul.chk{grid-template-columns:1fr}
.pagehero h1{font-size:28px}
.sec h2.t{font-size:26px}section.sec{padding:40px 0}
.g4,.g3,.g2,.steps{grid-template-columns:1fr}
footer.ft .cols{grid-template-columns:1fr}
.logo-svg{height:40px}
.mbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:60;box-shadow:0 -6px 20px rgba(0,0,0,.15)}
.mbar a{flex:1;text-align:center;padding:14px 6px;font-weight:800;text-decoration:none;color:#fff;background:var(--ara)}
.mbar a+a{background:var(--blu)}
}